Price Reduction - Waterfront
Address
5101 Hwy 4, Jay, FL
Price
$ 675,000
Property Attributes
- MLS#1006809
- TypeSingle Family
- Listing Status Active
- CountySanta Rosa
- CityJay
- AreaNorth Santa Rosa County
- NeighborhoodNO RECORDED SUBDIVISION
- Zip32565
- StyleCabin
- Year Built1987
- Price$ 675,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3174
- Lot Size3.5 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Nestled on nearly 3.5 acres in Jay, this custom-built home offers a peaceful setting with a creek bordering the property and a winding driveway leading to a private homesite. Lovingly cared for by its original owners, the 4-bedroom, 3.5-bath home has been updated with a 2023 roof, two HVAC systems replaced in 2020 and 2023, and a 2024 water heater and is being sold PARTIALLY FURNISHED. Inside, 20-foot cathedral ceilings with exposed cedar beams, floor-to-ceiling windows, hardwood flooring, porcelain tile and a striking stone fireplace with a Buck Stove insert create an impressive main living space. The kitchen features solid wood cabinetry, a center island with breakfast bar, and a pantry, while the adjoining family room includes a built-in entertainment center and direct access to the open deck for easy indoor-outdoor living. The primary suite overlooks the pool and includes a spacious walk-in closet and a unique ensuite bathroom with separate his-and-hers vanities connected by a dual-access pass-through shower. Two additional main-level bedrooms each offer walk-in closets. Upstairs, a loft overlooks the living area and leads to an oversized fourth bedroom featuring cathedral ceilings, attic storage, a large walk-in closet, and an updated bathroom with double vanities and a tiled walk-in shower. Step outside to enjoy the in-ground pool surrounded by composite decking, mature landscaping, and a covered gazebo with an attached storage closet for pool equipment. A dedicated poo l-access bathroom adds convenience for outdoor entertaining. The property also includes a two-car garage with two storage rooms, a one-car carport with attached storage, Vacuflo central vacuum, an Aquasana whole-house water filtration system, a security system, and an irrigation system supplied by a private well. With wooded privacy, open space, and room to expand, this property offers the flexibility to enjoy country living while still having every modern convenience.
| Elementary School | Middle School | High School |
|---|---|---|
| Jay Elementary School | Jay Middle School | Jay High School |
| Price History | |
|---|---|
| 7/2/2026 | Listed $745,000 |
| 7/23/2026 | 5$710,000 |
| 9/9/2026 | 5$675,000 |
General Features
| Utilities | Electric,Public Water |
|---|---|
| Zoning | Horses Allowed, Resid Single Family |
| Property Subtype | Detached Single Family |
| Community Features | Short Term Rental - Allowed,Pets Allowed |
| County | Santa Rosa |
| Property Type | Residential |
| Subdivision Name | NO RECORDED SUBDIVISION |
| Status | Active |
| Buyer Financing | Conventional,FHA,VA,Other |
| Directions | Head east on FL-4, 3.5 miles. Pass Pitnic Road and two homes south side of FL-4. Destination is a driveway on the south side of FL-4. Wayside Park is east of this property |
| High School | Jay |
| City | Jay |
| MLS Area | 10 - North Santa Rosa County |
| Lot Size Units | Acres |
| Lot Size Square Feet | 152460 |
| Elementary School | Jay |
| Middle/Junior High School | Jay |
| MLS Area Minor | 1009 - Blackwater |
| Standard Status | Active |
| Sewer | Septic Tank |
| View | Creek |
| Waterfront Features | Creek |
| Heating | Heat Pump Air To Air |
| Cooling | Ceiling Fans,Central Air |
| Garage Spaces | 2 |
| Patio/Porch Features | Deck Open |
| Architectural Style | Cabin |
| Construction Materials | Foundation Off Grade,Siding Wood |
| Year Built | 1987 |
| Stories Count | 2 |
| New Construction | false |
| Attached Garage | true |
| Total Rooms | 11 |
| Carport Y/N | true |
| Property Condition | Construction Complete |
| Pool Features | Pool - In-Ground,Pool Type |
| Virtual Tour | https://www.zillow.com/view-imx/e91e65ae-29fb-49ca-8b4e-592dd8f9e88f?wl=true&setAttribution=mls&initialViewType=pano |
| Carport Spaces | 1 |
Interior Features
| Total Baths | 4 |
|---|---|
| Interior Amenities | Breakfast Bar,Built-In Bookcases,Ceiling Beamed,Ceiling Cathedral,Ceiling Crwn Molding,Ceiling Raised,Fireplace,Kitchen Island,Pantry,Shelving,Washer/Dryer Hookup |
| Flooring | Floor Hardwood,Floor Tile,Floor Vinyl |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Window Treatment All,Double Pane Windows |
| Furnished Y/N | Furnished - Some |
Exterior Features
| Lot Features | Addl Land Available,Aerials/Topo Availbl,Interior |
|---|---|
| Lot Size Area | 3.5 |
| Lot Dimensions | 498 x 278 x 497 x 273 |
| Lot Size Acres | 3.5 |
| Road Surface Type | Paved |
| Road Frontage Type | County Road,State Road |
| Waterfront Y/N | true |
| Exterior Amenities | Rain Gutter,Pool - Vinyl Liner,Sprinkler System |
| Building Area Total | 3174 |
| Parking Features | Boat,Carport Attached,Covered,RV |
| Total Parking | 13 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32565
Price
Year Built
In The Neighborhood
Waterfront
Panama City Beach
$ 2,995,000
- Type
- Single Family
- Size
- 2,636 SqFt
- Rooms
- 5 Beds + 5.5 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
